Retirement Planning?

Discuss your options we us.


Annuities | Enhanced Annuities

Income Drawdown

Tax Free Cash Options

Flexible Pension Withdrawal

Pension Tax Planning

Who We Are

We are a leading financial advice firm, based in Halesowen, managing investment an pension assets.

We advise family businesses, private families and individuals on their retirement and estate planning.

Who are you?

You’ll probably be approaching retirement with over £50,000 in pension assets and require advice on drawing down your pensions to provide tax free cash and income.

You may need advice on your estate planning, trusts and inheritance tax mitigation.

The First Meeting

The first meeting is at our cost and without any obligation.

You can come to our offices in Halesowen, after the first meeting, we produce a short plan which indicates the main areas of advice we can help you with and the fee’s that we would charge.

What about fee’s?

We charge a fixed fee for the financial planning element, this would include a short to medium term plan and a cashflow to your goal retirement age.

On average this costs £1,295.00.

The fixed fee minimum is £495.00.

We charge 0.75% of the assets we mange for you for on-going financial planning.

Next Step

Please call first: 0121 421 7144 and we can have an arrange an initial chat to see if we can help you.

If you’d prefer, please email: with a brief description of how we can help you.

Pensions, investments and taxation rules are complex – our advice and and language isn’t.

We won’t baffle you with jargon, just tell us what you want to achieve and the assets you already have and we will do the rest.

"I can highly recommend this company”

“I have been a client of Richard’s for over 15 years and he always been looked after our family and provided excellent advice. I can highly recommend this company”


Mrs J Wenbury