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Pension Advice at Retirement

Are you thinking about retirement? Do you need help accessing or deciding about your Tax Free Cash options?

Are you confused by your options at retirement? Do you buy an annuity? Is drawdown my best options? What are my options for tax-free cash?

Let us try and help you answer your retirement questions and take your pension paperwork and turn into your retirement goals.

Typical clients who come to us for pension & retirement advice, usually have multiple pension schemes that they’ve built over the past 40 years and their retirement looks like a pile of meaningless paper. The majority of our clients cannot make any sense of the statements to establish what they have, let alone trying to sort out the best income options and the available tax-free cash amounts.

We can help you. To help us to get to know each other and build up some trust we offer a 30 minute consultation at our cost. We can look at you schemes, outline your options and provide you with a workable plan to implement your retirement.

Call now 0121 421 7144 or email: richard@pfep.co.uk to arrange a first meeting at our cost. We are opposite the Royal Oak pub on Manor Lane B62 8PU, we have free on-site parking and coffee and biscuits.

Retirement Options

Retirement Goals

Pension Income

Pension Drawdown

Pension Annuity

Pension Options

Pension Tax Free Cash

Pension Freedoms

Tax Free Cash Options

Contact Information

01384 635457
79 Lawrence Lane, Cradley Heath B64 6ET

Use the form below to arrange a call-back

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Safeguard your property, financial affairs and health & welfare.

You may think you don’t need a Lasting Power of Attorney? Did you know?

  • If you’re  admitted to hospital, your next of kin (husband, wife, son or daughter) always get the final say about your treatment, if you are unable to because you’re unable to make decisions: For example you’re in a coma or have dementia.
  • Joint assets like bank accounts, investments or property held jointly, if one person loses the ability to make decisions for
    themselves the other can legally make decisions for them.
  • You need a solicitor in order to make a Lasting Power of Attorney.
  • When you register a Lasting Power of Attorney the person you nominate always has control immediately and you lose control.

All the above are in fact, incorrect. You would need a lasting power of attorney to make the decisions described above.

Advice

Home Visit

Guidance

Full Service

Need Advice?

If you’d like an informal chat about your (or a family members) Lasting Power of Attorney please call me direct using the contact details below.

Richard Bishop DipFA MLIBF CeLTCI CeMAP CeRER

Financial Adviser – STEP Affiliate

Director & Principal

01384 635457

Use the form below to arrange a call-back

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Our Services

Contact us

We here to help in anything you need. Call us on below number.

Clients

Later Life Advice & Society of Later Life Advisers (SOLLA)

Society of Later Life Advisers (SOLLA)

The Society of Later Life Advisers (SOLLA) helps those in later life and their families to find trusted accredited financial advisers who understand financial requirements in later life.

SOLLA helps you to find an adviser who is local and can help you explore what would work for you and where they are involved, your family too.

Our Director & Principal Richard Bishop is SOLLA Associate Members and holds the following qualifications:

  • Diploma in Financial Services (LIBF)
  • Certificate in Financial Planning
  • Certificate in Long-Term Care Insurance
  • Certificate in Mortgage Advice and Practice
  • Fundamentals of Equity Release

Information about SOLLA

SOLLA was established in 2008 as a not for profit organisation dedicated to higher standards and accessibility to regulated financial advice for older people and their families.  There are no shareholders and any profit is used to sustain the Society and its objectives.

The Society of Later Life Advisers is committed to:

  • Promoting and raising awareness amongst people, their families and professional advisers of financial issues faced in retirement and later life
  • Building relationships with statutory and voluntary agencies, charities, housing and social care providers, financial services firms and those organisations who are involved in the financial wellbeing of those in later life
  • Raising the standards of practice of those engaged in advising older people by promoting the highest levels of professionalism in financial advice
  • Identifying and developing best practice by the provision of high quality training and the distribution of the latest information and know how in later life issues
  • Acting as a source of technical excellence for later life advisers
  • Actively inputting into legislative and policy changes and contributing to debates on policy

Associate members are advisers committed to undertaking the accreditation and who have up to a two year period to become fully accredited.

The Next Step?

If you’d like an informal chat please call Richard Bishop on 01384 635457 or email: hello@premierpractice.co.uk

To arrange an informal meeting at our cost to explore your requirements, please email: richard@premierpractice.co.uk